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How to Cut Your Grocery Bill

2019/04/13

When the attention of the whole world is turning towards the rising prices of fuel, there is another domain where there has been a price rise too albeit quietly – groceries. People are trying to find ways to reduce the grocery bill without compromising on the quality and the quantity of the food.There is common theory doing the rounds is that when you

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personal-finance

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Certified Financial Planner

2019/03/24

People often find that they need help with their tax, retirement and other financial matters. A certified financial planner can help you to organize your finances and give you a great future.If you wish to invest in property or the stock exchange a financial

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Certified Financial Planner personal-finance

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How to Budget Your Money

2019/03/14

We all dreams to have the best of relations with money, but alas, most of us find trouble in managing their relationship with money. Then only we look for someone to patch up these bad relations and there comes the idea of having money on credit and we fall in traps of Debts. But, trust me there are still better ways to patch up those relations, simply by means of Budgeting

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How To Plan Your Budget

2019/03/14

Budget planning is all about identifying different sources of income of any individual or organization. This is usually determined after taking into account all current expenses and future expenditure which will be incurred in order to meet the financial goals. The main aim of any budget planner is to have considerable savings

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Ways to Stabilize Your Portfolio with Bond

2019/03/12

The common misconception about bonds are that they are good only for the old investors or for those who believe in a conservative approach towards investment. The truth is far from it. The fact is that for a portfolio that is properly balanced, bonds are a very important component. Not only at the later stage of life but at every single stage

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Investing in Bonds and Information

2019/03/12

If you are looking to spread your investment over a variety of instruments, then you must ensure that bonds  form a part of your investment plan. To create a portfolio that matches your needs and expectations, over long term and short term period, you can choose from a wide variety of individual bonds. Individual bonds are traded in the OTC markets. Some bonds

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When Do Creditors Report to Credit Bureaus

2019/02/25

People are often confused about credit reporting. A simple question like ‘when do creditors report to credit bureaus’ can’t be answered in one word. It varies with creditors. Some creditors report daily. Most creditors report monthly. Few creditors report quarterly. We will look how the timing of reports affects your credit scores.If your creditor

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How To Avoid Going Bankrupt

2019/02/25

There are plenty of things you can do to avoid going bankrupt. Most of the times, when debts become too heavy to be paid off, the debtor consider filing for bankruptcy protection.Here, it is very important for you to understand that when an individual goes bankrupt

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personal-finance

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How To Build Wealth

2019/02/25

If you wish to have a self sufficient and successful life, you need to build wealth for your future. You have to be responsible enough so that you can make adequate savings of whatever you earn. Here are some rules which might open your eyes and help you to avoid some traps which might prevent you from building wealth as much as you want.One of the

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personal-finance

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Importance of Personal Finance

2019/02/25

When, a man talks or plans about his current and future financial situation he actually indicates his personal finance which plays a very important role in his life. This term is related to you and your money; hence its importance.But there are many people who fail to realize

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personal-finance

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Understanding The Different Aspect Of Debts

2019/02/25

Debts are surely one of the worst things which can happen to you. But they are not fatal either. Debt is the amount you have to pay to a person from whom you previously borrowed a sum of money.Here you are the debtor and the party to whom you owe money is the creditor. The creditor may be a person or an organization and similar is the case of a debtor

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Types of Mutual Funds

2019/02/25

There are various types of debt instruments such as fixed deposit, government securities, money market securities, company bonds & company FD. Investment in debt is considered to be less risky as compared to investment in equities. There are various types of debt funds that invest in all these debt instruments.Debt Mutual Fund

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investing personal-finance

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Top Ten Solutions for Bad Credit

2019/02/25

Bad credit against a person blacklists him for not ensuring the return of loan money within the stipulated time. A bad credit will make it difficult for you to get further loans from any financial institution. Such a credit condition usually happens when either your repayment checks have bounced more than once or when you have failed to pay your EMI’

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Top 4 Ways To Make Money Online

2019/02/25

There was a point of time when people believed that the only use of the internet was to host information. As time went by, more and more people began to realise the immense money-making capabilities of the internet, and began to explore different ways in which to generate income.In recent times, it has become quite common for people to earn more money online

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Tips To Use loan To Build Assets

2019/02/25

Loan is something which everyone aspires for to fulfil his dreams and get help in finances, but the worst part is that it is counted an s liability because we have to pay it back to the lending company. But these days the market of loans is showing a drastic expansion both in the form of presence as well as size too. The reason is that there is high rate of growth and they need

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How to Get Emergency Financial Help

2019/02/25

If you are surrounded by debts and need financial support then it is not wrong to ask others for help. It is better to clear your debts as soon as possible than allowing it to keep piling up. We land ourselves in financial trouble when we do not manage our money well. People who keep spending their money without knowing their limitations are the first to get into trouble.

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Three Ways Of Preventing A Check Return

2019/02/25

One of the benefits of having a bank account is the check facility that a bank provides to its account holders. A check can be used for several purposes such as payment for purchases, transfer of money in favor of another person, withdrawal of cash from bank account and so on. Payment through check ensures that money is received by the person

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Three Safe Ways To Keep Cash

2019/02/25

Holding too much cash at home can be a risky proposition for an individual. It is important for every individual to manage his/her cash properly in accordance with the amount of money that may be required to meet day to day expenditure. Cash may be used for purchasing grocery items, food, clothes, or for irregular purchases such as laptop, mobile

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How to Use the Ombudsman & Functions of Ombudsman

2019/02/25

Now that people are making much more money than they ever were before, they are looking to invest it in as many ways as possible. There is the added pressure of people from various institutions telling you how and why you should invest with them. In this case, it is very important for you to be able to take your grievances to someone if you think your

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personal-finance

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The Definition of Bank Statement

2019/02/25

An individual may perform numerous deposit and withdrawal transactions using his/her bank account. It becomes difficult for an individual to remember and keep  track of each and every transaction in terms of the amount and date on which a particular transaction was performed.For Instance, an individual may have made multiple withdrawals of an amount of $ 500 during a

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The Definition Of A Frozen Bank Account

2019/02/25

An individual may hold a bank account for various purposes. One of the objectives of holding a bank account is to keep money at a secure location. There are situations where an individual may not have made payments due to third parties.In such situations, creditors or debt collectors can obtain a court order to access the funds available in the defaulter

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The Advantages Of Electronic Payment

2019/02/25

With advancement in technology, we have seen concepts like B2B and B2C gaining importance throughout the globe. Most of the transactions are now conducted with the use of internet.Not only businesses, even individuals use online facilities and payment modes for their day to day purchases. Time is important to all of us. Nowadays we don’t need to go to

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Retirement Saving Tips

2019/02/25

Ah! The day of retirement, isn’t it the most awaited time for those who have spent their entire life working hard for their family?And when such time comes, old people usually looks forward for a well spent retirement vacation or live a life stress and worry free.Knowing that although

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Retirement Saving Tips personal-finance

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How Do Property Brokers Work

2019/02/25

Expanding size of the cities and growing population has created a special market for property brokers in not only metros but in B-grade towns too. Property brokers are really angels in disguise who help you to find nice house in your budget in an unknown city. It is not easy to find and get

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Personal Financial Planning

2019/02/25

Some people lives a messy kind of life, it is either they end up as a bum or a jobless person wondering what went wrong and why did he or she ended up jobless.It is not really a guarantee whether you have such a high paying job today, whether you live an extravagant kind of lifestyle; because whether you like it or not, without proper personal financial planning

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personal-finance

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How To Save Money

2019/02/25

One does not need to be too frugal or is it necessary to deprive yourself of treats or rewards to be able to save money.Try the following money saving tips and see that you don’t have to scrimp and save just so you would not go short on budget. First step is to consider your expenditures

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How To Save Money personal-finance

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How To Do Safe Online Banking

2019/02/25

Today’s fast life has made us look for shortcuts for everything in life and we have lack of time to spend on everything and we want to make every task quick and easy and safely too be it banking or any other work. SO let us check out how safe is online banking and how can we make it safer for ourselves?

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